For many veterinarians, growth opportunities arrive when you least expect them. The right practice may suddenly come onto the market. A strategic equipment purchase might allow you to introduce new services. A clinic expansion could help meet growing community demand. In each case, having access to specialist banking support can help turn opportunity into reality.
Why specialist banking matters
At BOQ Specialist, we’ve been working alongside veterinarians for more than 30 years, helping practice owners navigate some of the biggest financial decisions of their careers.
We know that a veterinary practice operates differently from many other businesses. We understand the importance of balancing patient care, team wellbeing and commercial outcomes.
Our dedicated veterinary finance specialists understand the unique challenges and opportunities within the profession, from practice acquisition and succession planning through to equipment finance and commercial property lending. Most importantly, they take the time to understand your goals and tailor solutions that work for your circumstances.
That’s why we’ve introduced a limited-time offer designed to help practitioners, like veterinarians, take the next step with greater confidence while reducing upfront costs.
An offer designed with future growth in mind
Eligible business loan applicants can enjoy up to $5,000 in valuation fees waived*, plus a $500 Visa e-gift card^ for a limited time only, when applying for qualifying business lending through BOQ Specialist.
The offer applies to eligible Business Term Loans, including commercial property and goodwill lending, Business One Accounts with Overdraft & Market Rate Loan, helping practice owners access the funding they need while reducing some of the initial expenses that often come with growth opportunities.
Banking that understands veterinary practice needs
Our clients consistently tell us that having a dedicated specialist who understands their profession makes the process smoother and more straightforward. It’s an approach built on relationships, not transactions.
We combine local knowledge, industry expertise and dedicated service to provide practical banking solutions that work in the real world.
We focus on clear conversations, practical solutions and long-term partnerships that support your goals through every stage of practice ownership.
Ready to take the next step?
If you’re considering purchasing a veterinary practice, investing in premises, refinancing eligible business lending or planning your next stage of growth, now may be the ideal time to explore your options.
From one specialist to another, let us help move your practice forward. Speak with the BOQ Specialist team to learn more about this limited-time offer and how our veterinary banking specialists can help bring your next growth opportunity within reach.
BOQ Specialist – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616
The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Terms and conditions, fees and charges and lending and eligibility criteria apply. Any information is of a general nature only. We have not considered your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. Should you wish to obtain a copy of the Terms and Conditions relating to this product, please contact BOQ Specialist to obtain a copy before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.
*The valuation fee waiver of up to $5,000 and the $500 Visa e-gift card are available for new Business Term Loan (including Commercial Property and Goodwill), Commercial Rate Loan, Business Overdraft, Market Rate Loan and One Account Overdraft (For Business) applications received between 1 September 2026 to 31 December 2026 (inclusive) and that fund by 28 February 2027. The application must have minimum new borrowing of $1,000,000 and maximum new borrowing of $10,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development, construction and land acquisition (except where the loan purpose is for primary production). If there are multiple loans under a single qualifying lending application, then the applicant will only be eligible for one waiver up to $5,000 and BOQ will only issue one $500 Visa e-gift card. Valuation fees are variable. The amount of the waiver is subject to the final amount of valuation fees. If the loan does not fund by 28 February 2027, then the applicant acknowledges that the valuation fees incurred by BOQ may become payable by the applicant. Applicants should seek their own tax advice in relation to the waiver or the $500 Visa e-gift card. BOQ retains the right to terminate or modify this offer at its discretion (acting reasonably) without prior notice.
^The Visa e-gift card (‘Card’) is issued by Heritage and People’s Choice Limited trading as Heritage Bank ABN 11 087 651 125 (‘Heritage’) pursuant to a licence from Visa Worldwide PTE Ltd. Visit Terms & Conditions – Visa Gift Cards to view full terms and conditions of your Visa e-gift card and to check the cards balance, transaction history and expiry date. The Visa e-gift card will be distributed up to 90-days after the campaign settlement deadline of 28 February 2027. The $500 Visa e-gift card will be emailed the email address attached to the loan application at the time the Visa e-gift card is disbursed. Where there are multiple borrowers, you are responsible for determining the final recipient of the Visa e-gift card. BOQ is not responsible for determining entitlement to, allocation of, or disputes regarding the recipient or use of the Visa e-gift card and will not reissue or redirect the benefit once issued.
